Johnson Geddes
Landmark House, Station Road, Cheadle Hulme, Cheadle, Cheshire, SK8 7BS (Show me directions) Show Map
0161 485 5253 0161 485 5253
Profile
Debt Counsellors, Licensed Insolvency Practitioners, Debt Solution Providers, Bankruptcy Advisers ... ...
Are you in debt management
If you are currently in a debt management plan do you know how long it will take you to pay your debt off in full? If it will take you more than 6 years it would be in your interest to review whether an IVA would be a better way to deal with your debt problem because an IVA normally lasts for 5 years at the end of which any unpaid debt is written off. An IVA will also protect your home against creditor action (which a debt management plan will not) and will guarantee through a contract that no further interest or charges can be applied to your accounts (which a debt management plan can not).An IVA is not for everyone and needs to be thought through carefully. We can help you understand the implications and decide what is the right choice for you.Lost money can often be replaced. Lost time can never be replaced.
Debt help
It is hard to accept that you need help with your debts. It's not made any easier by the confusing (and sometimes incorrect) advice that you will find on the internet. If you cannot answer yes to all of the following three questions, and you have significant debt, you should think about seeking professional advice. (1) Do you think that you will be able to pay off all of your debt, over time? (2) Do you expect your finances to improve in the forseeable future?(3) Can you cope with an increase in interest rates in the next few months?If you want to know more take a look at our website at www.johnsongeddes.co.uk or call us on 0161 486 9372 and we will be happy to give you professional, practical advice. Our advice is free. We are regulated by the Insolvency Practitioners Association and The Insolvency Service.
Specialist Services
Free Advice
Trade Bodies / Associations
Insolvency Practitioners Association
Employees
Neil Geddes
(Director)
Mr Paul Johnson
(Managing Director)